THE TOOLKIT

A clearer answer starts here.

12 free calculators. South African context. Your numbers, on your device.

Income & tax

Take-home salary

See what your salary could look like after PAYE, UIF and your own contributions.

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Loans & credit

Loan repayment

Look beyond the instalment. Understand interest, fees and the effect of paying a little extra.

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Loans & credit

Vehicle finance

Compare the monthly cost of your next car, with or without a balloon payment.

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Home & property

Bond affordability

Find an illustrative home budget that fits your income, expenses and deposit.

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Income & tax

VAT calculator

Add VAT to a price or work backwards from an inclusive amount, with a clear breakdown.

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Saving & investing

Savings growth

Explore how regular contributions, time and compounding could grow your savings.

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Saving & investing

Emergency fund

Choose a cash buffer based on your essential expenses and see how long it could take to build.

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Money basics

Inflation & purchasing power

Explore how a price could change over time and what a fixed amount might buy in today’s money.

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Saving & investing

Savings goal

Find the monthly contribution needed to reach a savings target by your chosen date.

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Loans & credit

Debt payoff

See when a fixed monthly payment could clear a balance and compare the effect of paying extra.

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Money basics

Fuel & travel costs

Turn your kilometres, fuel consumption and pump price into a monthly travel budget.

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Home & property

Bond repayments

Estimate repayments on a chosen home-loan balance, including the effect of extra payments.

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12 calculators found